Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 27471 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 25151 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Enforcement history
No termination appears in the source record.
The Federal Deposit Insurance Corporation issued an assessment of civil money penalty regarding American Express National Bank, dated 2009-06-30. No termination of the action appears in the source record.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
Terminated Apr 14, 2010.
The Federal Deposit Insurance Corporation issued a cease and desist / consent orders regarding American Express National Bank, dated 2009-06-30. The action was terminated on 2010-04-14.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
No termination appears in the source record.
The Federal Deposit Insurance Corporation issued a cease and desist / consent orders regarding American Express National Bank, dated 2010-04-14. No termination of the action appears in the source record.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
Terminated Aug 3, 2017.
The Federal Deposit Insurance Corporation issued an assessment of civil money penalty; cease and desist / consent orders; order for restitution regarding American Express National Bank, dated 2012-10-01. The action was terminated on 2017-08-03.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
Terminated May 16, 2016.
The Federal Deposit Insurance Corporation issued an assessment of civil money penalty; cease and desist / consent orders; order for restitution regarding American Express National Bank, dated 2013-12-24. The action was terminated on 2016-05-16.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
No termination appears in the source record.
The Federal Deposit Insurance Corporation issued a cease and desist / consent orders; order for restitution regarding American Express National Bank, dated 2016-05-16. No termination of the action appears in the source record.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
No termination appears in the source record.
The Federal Deposit Insurance Corporation issued a cease and desist / consent orders; order for restitution regarding American Express National Bank, dated 2017-08-03. No termination of the action appears in the source record.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.
Penalty: $15,000,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding American Express National Bank, dated 2023-07-24. The action includes a civil money penalty of $15,000,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot a84e7bc26c15.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 27471)
- Federal Reserve NIC profile (RSSD 1394676)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 5 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot a84e7bc26c15
To report an inaccuracy in this profile, see the corrections policy.