Launching or expanding
Before you launch, know what applies, what it costs and what each state will ask for.
For charter applicants, money transmitters entering new states, and fintechs starting a program with a new sponsor bank. Start with a free comparison of your licensing paths.
The situation
A new program pays for the same thing several times: state licence fees and surety bonds, legal fees on each application, and a compliance program that each regulator and each sponsor bank reads before saying yes.
The order you enter states in, and the path you take, changes that cost more than anything else.
The work
- Free
Licensing pathway comparison
The licensing paths open to your model, with the cost of each state cited to its statute where one exists.
Request the comparison - $10,000 per state application
State application packets
Filings, business plan, compliance program exhibit, charts and deficiency responses, per state.
State licensing packets - Free
Free compliance intelligence report
The requirements that apply to your model, each cited to its rule, before you commit to a structure.
Look up your requirements - Before the first exam
Independent testing
The first independent test of the program you launch with, on every record.
Independent testing
Talk to a practitioner
Book a 15-minute chat with our founder.
A real conversation with a senior compliance leader, to see if there's a fit. Not a sales call, not a demo, no pressure.