Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 57129 | Insured | Aug 10, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 10, 2026 |
| OCC | Charter | national/federal charter / Charter No. 717528 | Active | Aug 10, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 10, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 10, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 10, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 10, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 10, 2026
Fintech partnership program
Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: payments, deposits, cards. Status: Active, under public enforcement remediation (as of Aug 18, 2026).
OCC consent order (released May 2026) concerning the BSA/AML program; sponsor bank for cross-border payments fintechs.
OCC Consent Order, docket AA-ENF-2025-21 ↗
Order PDF not read during compilation; BSA/AML characterization per cited coverage. Characterization not independently verified against the primary document.
American Banker — 'Sponsor bank for Wise, Crypto.com told to fix AML program' ↗
Synctera — CFSB joins Synctera marketplace as sponsor bank ↗
Fintech partners named in the cited sources: Wise, Crypto.com, Airwallex, Chipper Cash, LemFi, Synctera (platform). Partner lists reflect only what the cited sources name and may be incomplete or historical.
Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.
Enforcement history
Penalty: $0
Terminated Feb 6, 2014.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Community Federal Savings Bank, dated 2011-02-17. The action includes a civil money penalty of $0. The action was terminated on 2014-02-06.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 85c66bbfe2b1.
Penalty: $0
Terminated Feb 20, 2020.
The Office of the Comptroller of the Currency issued a formal agreement regarding Community Federal Savings Bank, dated 2014-02-06. The action includes a civil money penalty of $0. The action was terminated on 2020-02-20.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5cc069ac471e.
Penalty: $0
Terminated Jan 20, 2022.
The Office of the Comptroller of the Currency issued a formal agreement regarding Community Federal Savings Bank, dated 2020-02-20. The action includes a civil money penalty of $0. The action was terminated on 2022-01-20.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6.
Penalty: $0
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Community Federal Savings Bank, dated 2026-04-24. The action includes a civil money penalty of $0. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5375ff1339bc.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 57129)
- Federal Reserve NIC profile (RSSD 3040418)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 1 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 10, 2026, snapshot d5cf131312f0
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 85c66bbfe2b1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5cc069ac471e
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5375ff1339bc
To report an inaccuracy in this profile, see the corrections policy.