Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 5452 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 209 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Fintech partnership program
Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: cards, lending. Status: Active (as of Aug 18, 2026).
FNBO launches 'Bend by FNBO' credit-card-as-a-service (Marqeta launch processing partner) ↗
Fintech Futures — Greenlight Family Cash Mastercard named first Bend credit card partner ↗
Fintech partners named in the cited sources: Marqeta, Greenlight. Partner lists reflect only what the cited sources name and may be incomplete or historical.
Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.
Enforcement history
Penalty: $20,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding First National Bank of Omaha, dated 2005-01-10. The action includes a civil money penalty of $20,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 46f4a4cc7f4d.
Penalty: $25,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding First National Bank of Omaha, dated 2006-08-07. The action includes a civil money penalty of $25,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 25d91d033a78.
Penalty: $100,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding First National Bank of Omaha, dated 2009-03-20. The action includes a civil money penalty of $100,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae.
Penalty: $0
Terminated Jun 20, 2019.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding First National Bank of Omaha, dated 2016-08-18. The action includes a civil money penalty of $0. The action was terminated on 2019-06-20.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2802818c7a88.
Penalty: $3,000,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding First National Bank of Omaha, dated 2016-08-18. The action includes a civil money penalty of $3,000,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2802818c7a88.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 5452)
- Federal Reserve NIC profile (RSSD 527954)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 4 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 46f4a4cc7f4d
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 25d91d033a78
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2802818c7a88
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