Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 25054 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 18154 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Fintech partnership program
Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: deposits, payments. Status: Exited (as of Mar 28, 2024).
Voluntarily ceased its fintech/BaaS strategy by Feb 2024; Federal Reserve cease-and-desist order against holding company Mode Eleven Bancorp (Mar 2024).
Banking Dive — Wyoming bank sheds fintech program under Fed order ↗
Fintech partners named in the cited sources: Episode Six (payments technology). Partner lists reflect only what the cited sources name and may be incomplete or historical.
Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.
Enforcement history
Penalty: $0
Terminated Nov 7, 1994.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Summit National Bank, dated 1992-10-05. The action includes a civil money penalty of $0. The action was terminated on 1994-11-07.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 79f9c1d32760.
Penalty: $0
Terminated Oct 8, 2015.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Summit National Bank, dated 2012-06-05. The action includes a civil money penalty of $0. The action was terminated on 2015-10-08.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 4e0362a85eb5.
Penalty: $0
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Summit National Bank, dated 2024-06-04. The action includes a civil money penalty of $0. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot da30d15525e6.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 25054)
- Federal Reserve NIC profile (RSSD 78559)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 1 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 79f9c1d32760
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 4e0362a85eb5
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot da30d15525e6
To report an inaccuracy in this profile, see the corrections policy.