Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 23737 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 17174 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Fintech partnership program
Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: deposits, payments. Status: Exited (as of Feb 29, 2024).
Exited the crypto business Jan-Feb 2024; OCC consent order 2023-032 terminated 2025. The order text does not use the word 'crypto'; that linkage is per cited press coverage.
Fintech partners named in the cited sources: Coinbase, SAP. Partner lists reflect only what the cited sources name and may be incomplete or historical.
Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.
Enforcement history
Penalty: $0
Terminated Aug 28, 2013.
The Office of the Comptroller of the Currency issued a formal agreement regarding Vast Bank, National Association, dated 2010-02-24. The action includes a civil money penalty of $0. The action was terminated on 2013-08-28.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5ca5691f4166.
Penalty: $0
Terminated Sep 5, 2025.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Vast Bank, National Association, dated 2023-10-23. The action includes a civil money penalty of $0. The action was terminated on 2025-09-05.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot a84e7bc26c15.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 23737)
- Federal Reserve NIC profile (RSSD 347956)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record status: verification in progress as of Aug 13, 2026.
- Filing calendar not yet captured.
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5ca5691f4166
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot a84e7bc26c15
To report an inaccuracy in this profile, see the corrections policy.