Pricing
What the work costs, and how it is sized.
Work is priced by how far into your compliance function it goes and by how much regulation applies to you. Every price here is a current list price. Anything led by a practitioner starts with a scoping call.
Three levels of engagement
Requirements inventory
Every requirement that applies to you, cited to the rule, with the facts behind each one labelled.
Requirements inventory, control testing and priced findings
The inventory, every control tested against the full population, and findings priced in dollars.
The whole compliance function
Program, plus screening, transaction monitoring review and regulatory change management, with a named practitioner on every engagement.
| Band | What applies to you | Entities | Change updates | Practitioner review days | Adds |
|---|---|---|---|---|---|
| Band A | 3 or fewer applicable regulatory domains | 1 | quarterly | 1 | |
| Band B | 4 to 7 applicable regulatory domains | 3 | monthly | 2 | board-ready summary |
| Band C | 8 or more applicable regulatory domains | uncapped | as published | 5 | downstream partner scoping |
Under $500M in assets or under $50M in annual payment volume moves one band down. Over $5B moves one band up. Any sponsor bank or BaaS programme with downstream partners is Band C.
Coverage is never rationed. Every band receives every applicable requirement. Entity caps are scoping limits, priced per additional entity.
Engagements
Each one scoped and delivered on its own.
| Service | The budget line it comes from | Price | Next step |
|---|---|---|---|
| BSA/AML independent testing The annual independent test the rules require, run against every record rather than a sample, with work papers and findings priced in dollars. | An annual independent testing engagement from an audit firm | Priced at scoping | Book a scoping call Practitioner-led. Scope and price are set on the call. |
| Look-back reviews A re-review of historical alerts and transactions when monitoring is found to have failed, with every record re-tested. | A look-back engagement from a large consultancy | Priced at scoping | Ask for a quote |
| SOC 2 readiness Readiness and remediation ahead of your SOC 2 examination, with evidence collected once and reused across frameworks. | A readiness consultant or compliance automation onboarding | Priced at scoping | Ask for a quote |
| PCI DSS readiness Readiness and remediation ahead of your PCI DSS assessment, with evidence reused from your other frameworks. | A readiness consultant ahead of the assessor visit | Priced at scoping | Ask for a quote |
| State licensing application packets A complete application packet per state: filings, business plan, compliance programme exhibit, organisational charts and deficiency responses. | Law firm fees per state application | $10,000 per state application | Ask for a quote |
| Licensing pathway comparison A comparison of licensing paths for your model, with each state's cost cited to its statute where one exists. | An initial licensing consultation | Free | Ask for a quote |
| Compliance training A training programme built for your risk profile, delivered, and recorded with attestation records an examiner can review. | An off-the-shelf training library | Priced at scoping | Book a scoping call Practitioner-led. Scope and price are set on the call. |
| Marketing and creative compliance review Each piece of marketing reviewed against the consumer protection rules that apply to it, with every finding cited. | In-house review or outside counsel | Priced at scoping | Ask for a quote |
| Remediation and issue management Findings turned into a priced, sequenced plan, each issue tracked to evidenced closure, and progress reported to your committee or board. | Remediation consultants and spreadsheet issue trackers | Priced at scoping | Book a scoping call Practitioner-led. Scope and price are set on the call. |
| Readiness review before your independent test An audit-grade review of the fixes before the independent tester arrives, reported to management. It is not the independent test. | A dry run by internal staff before the independent test | Priced at scoping | Ask for a quote |
| Compliance program design and build A compliance program designed around the requirements that apply to you, then built: policies, procedures, controls and the tooling behind them. | A program build by a consulting firm | Priced at scoping | Book a scoping call Practitioner-led. Scope and price are set on the call. |
Testing programme
Control testing that runs through the year.
| Service | The budget line it comes from | Price | Next step |
|---|---|---|---|
| Automated control testing Every account and every transaction tested, not a sample of twenty-five, with work papers an examiner can follow. | Sample-based control testing done by hand once a year | Priced at scoping | Ask for a quote |
Platform services
Ongoing services that sit inside the whole compliance function.
| Service | The budget line it comes from | Price | Next step |
|---|---|---|---|
| Sanctions screening Sanctions screening against lists taken directly from the issuing authorities and refreshed every six hours. | A screening data subscription | Priced at scoping | Ask for a quote |
| Regulatory change management Continuous regulatory monitoring, scoped to the requirements that apply to you, with each change mapped to what it affects. | A regulatory change feed subscription | Priced at scoping | Ask for a quote |
| Transaction monitoring review and validation An independent review of your monitoring rules, thresholds and alert handling, tested against your own transactions. | Model validation consulting | Priced at scoping | Ask for a quote |
Talk to a practitioner
Book a 15-minute chat with our founder.
A real conversation with a senior compliance leader, to see if there's a fit. Not a sales call, not a demo, no pressure.